Funded Trader Programs
A funded trader program is sold by a prop firm. Many retail programs use simulated evaluation and simulated funded accounts. Compare the rules before you pay. Prop Firm Store does not provide the capital.
Best for funded accounts
Use this page when you want to compare programs that can lead to a funded trading account after an evaluation.
Main costs to check
Compare challenge fees, reset fees, activation fees, platform costs, and current discount codes before buying.
Rules decide fit
Profit targets, daily loss, max drawdown, minimum days, and payout timing matter more than headline account size.
What is a Funded Trader Program?
A funded trader program is a prop firm’s rule-based account, often reached after a paid evaluation. Many retail programs use a simulated environment. Profit share, fees, and whether any balance is live vary by firm.
How to Compare Funded Trader Programs
The best funded trader program is the one that gives your strategy enough room to pass the evaluation and request payouts without breaking rules. Compare the full path from challenge fee to first payout, not only the funded account size.
| Program factor | What to verify |
|---|---|
| Evaluation type | 1-step programs are faster. 2-step programs can be more forgiving. Instant funding avoids the challenge but may cost more. |
| Drawdown rules | Check whether daily loss, max loss, and trailing drawdown match your risk management. |
| Payout requirements | Review first payout timing, payout frequency, minimum payout, profit split, and consistency rules. |
| Trading restrictions | Confirm whether scalping, news trading, swing trading, EAs, copy trading, and overnight holding are allowed. |
| Total cost | Calculate challenge fee, reset fee, monthly fee, platform/data fees, and discount availability. |
How to Get a Funded Trading Account
- Choose a program — compare firms by account size, profit split, and challenge type in our comparison table.
- Pay the listed fee — use the price for the account you selected. Confirm any discount code at checkout.
- Pass the evaluation — meet that firm’s stated profit target without breaching its loss limits.
- Get verified — submit identity documents and sign the trader agreement with the firm.
- Read the funded-account terms — confirm whether the environment is simulated or live, then follow that firm’s payout schedule.
How Funded Trader Programs Work
Choose a Program
Compare programs on our table — filter by market type, account size, profit split, and challenge type.
Buy the Challenge
Pay the fee shown for the account you select. A listed discount code is optional and must be confirmed at checkout.
Pass the Evaluation
Meet that program’s stated profit target without breaking its loss limits. Targets are not the same at every firm.
Receive Funded Account
Once verified, your funded live account is activated. Start trading and request payouts.
Types of Funded Trader Programs
1-Step Challenge
Single phase evaluation. Faster to get funded but typically has stricter profit/drawdown rules. Best for experienced traders.
2-Step Challenge
Two-phase evaluation with separate profit targets per phase. More lenient rules and widely available. Most popular program type.
Instant Funding
No challenge required. You receive a funded account immediately and pay a slightly higher ongoing fee. Best for consistent traders.
Explore More
Related research
- Futures prop firm directoryFutures programs, once you know you want that market.
- Futures selection guideAn editorial shortlist, not the full directory.
- Compare programs side by sideUse the table after you understand the program type.
- Prop firm finderA short questionnaire when you do not yet have a firm in mind.
Comparison guides
Research before you choose a prop firm
Futures vs Forex Prop Firms
Compare market fit, rules, platforms, drawdown, and payouts.
FXIFY vs Tradeify
Forex and multi-market funding compared with futures-focused funding.
Lucid vs Tradeify
Compare Lucid and Tradeify futures accounts by rules and costs.
Lucid vs FXIFY
A forex and multi-market prop firm comparison for rule fit.
Frequently Asked Questions
What is a funded trader program?
A funded trader program is a prop firm’s rule-based account. Many retail programs use simulated evaluation and simulated funded accounts. Profit share varies by firm.
How do I get a funded trading account?
Compare the program, read the fee and the rulebook, and confirm whether the funded environment is simulated or live before you pay. Prop Firm Store does not provide the trading capital.
What is the typical profit split in funded trader programs?
The profit split is set by the firm and can differ by plan. Compare the listed split for the account you are considering.
How much capital can I get through a funded trader program?
Account sizes differ by firm and plan. Use the directory or comparison table for listed sizes, and read that firm’s scaling terms before you count on a larger account.
Can I lose my funded account?
Yes. Breaching drawdown limits terminates the funded account. You'd need a new challenge. Some firms offer reset options or second-chance rules at a reduced fee.